Can I Get Life Insurance If I Have HIV?
There are very few diseases that can’t be cured yet and HIV/AIDS is one of them. Medical science still doesn’t know how to cure HIV completely. There are some temporary treatments but today or tomorrow the patient will face critical problems. That’s why getting life insurance for the patients with HIV becomes difficult and most of the times they end with failure. Over 1.1 million people in the USA are living with HIV and the most hazardous thing is they don’t know that they are carrying this disease. So, they are not looking for treatment until it’s too late. Can You Get Life Insurance If You Have HIV or AIDS? With HIV or AIDS, getting a life insurance was impossible before. But the days are now gone. Now, insurance companies are offering policies to the HIV people . Though the policy is available, there are several limitations. With HIV you can only obtain critical illness and guaranteed acceptance life insurance. Critical Illness Life Insurance Critical i